If the purpose of a HELOC is to mitigate, rather than solve an unsustainable household budget, then bankruptcy may provide a better outcome.

Home Equity: a source of security or a threat to retain ownership through Chapter 7 bankruptcy?

How Bankruptcy Can Be a Surprising Catalyst for Credit Improvement

The average cost of owning a vehicle in 2022 was $10,728, about 17.5 percent of the median income for a household of one in the state of Illinois.

What's more important a credit score or the ability to save money?

There are alternatives to loan modification for homeowners that are delinquent on their mortgage.

Families across the U.S. are beginning to realize their "old budget" doesn't do it anymore

Filing for Bankruptcy under Chapter 13 Bankruptcy because the up-front costs of Chapter 7 Bankruptcy are too expensive is a bad idea, but sometimes it's the only feasible solution.

Saving money is good, investing money is better, but losing money is the worst.